Sandy Hauserman (of Digital Risk Resources) and I co-authored an article on cyber product add-ons to traditional insurance policies (such as BOPs and Management Liability). It is published in the May issue of IRMI’s Risk Report. Although normally available only by subscription, IRMI was kind enough to make this article available at no charge.
The article examines the various mechanisms by which cyber coverages and services can be offered to smaller insureds on a cost-effective basis, as well as some of the challenges of doing so. It includes examples of the approaches various carriers are using.
The article is here.