A Quick Look at EPLI Claims – the Worst States (updated to include new information)

Since EPL claims in certain states are becoming even more of a problem for carriers, we did a brief survey asking which states are the worst.  This is non-scientific and only represents the responses of 7 carriers, but they are worth noting.

The question asked was “Which are the 5 worst states for EPLI claims?”

The responses were:

State

# of Times Mentioned

CA

*******

FL

*******

NY

*****

NJ

****

WV

***

HI

**

MA

**

PA

**

TX

**

AK

*

IL

*

KY

*

MI

*

OR

*

VT

*

WA

*

Each tick mark equals the number of times this state was mentioned.

Several underwriters mentioned that both NY and Texas were problems ‘in and around larger cities.’

Keep in mind that not all underwriters may have a presence in each state, which could explain some of the variability.

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